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First Service Federal Credit Union

When you find that perfect house, or just want to refinance, First Service is there with the low-cost alternative to banks. We offer many different home loans to fit any lifestyle.

Mortgage Rates
Click to view our mortgage rates

Whether you're purchasing or refinancing, your credit union can help you make the house of your dreams a reality.

First Mortgage
Your credit union will lend up to 100% value for a new home purchase with as little as $500 out of pocket. First Service offers fixed and adjustable rates, pre-qualification, and fast closings. See your local branch office manager or call Bill at 614-920-6311 to start the application process. Our home loans include:

Fixed Rate Second Mortgage
Home improvements, education expenses, and a bill consolidation are all made easier when you put the equity in your home to work for you. Your credit union will loan up to 85% of the equity in your home to make your life journey a lot less expensive.

Home Equity - We Pay The Fee!
No Application Fee and We Pay The Closing Costs

Unlock the hard-earned equity in your home with a First Service Home Equity Gold. The convenience of easy check access to your Home Equity line will make it easy to consolidate your bills, reduce your monthly payments, make major purchases, enjoy a great vacation and complete home improvement projects. Talk to your tax advisor about the deductibility of home loan interest on this convenient credit line:*

  • Application fee waived, if line remains open for 24 months
  • Margin - .75% below Prime
  • Rate changes quarterly
  • Floor Rate as low as 5%
  • No out of pocket expense
  • No appraisal fee
  • No closing costs
  • No annual fee
  • Potential tax savings
  • Easy check access

Call for current rates and terms on home loan products

* All loans on approved credit. Home Equity Gold variable rate set quarterly from .75% below the Prime Lending Rate. Floor rate 5%; highest rate as allowed by law. Consult your tax advisor for the tax advantage of home loan interest. Property insurance required. $300 application fee applied if line is canceled within 24 months. WE DO BUSINESS IN ACCORDANCE WITH FEDERAL FAIR HOUSING ACT AND THE EQUAL CREDIT OPPORTUNITY ACT.



Call Mark West
at (614) 920-6301, or
e-mail: mwest@firstcu.com


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